3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
The cool months are just around the corner, so make sure your house is ready for them. At a time of year when homeowners prepare for winter, autumn can also be a great time to take advantage of the moderate weather and repair any damaged areas before the first frost. The following tips will keep […]
The holidays are full of high-stress moments, no matter how much you love them or how much you don’t. Starting some of your holiday planning early can set you up for a season of joy, rather than spending too much, worrying too much, or doing too much. Here are 5 ways to relieve yourself from […]
As it begins to cool down, incorporate these seasonal fragrances into your home for a boost of warmth and festive spirit. Pumpkin spice, baked apples, and warm cinnamon will all enhance the cozy, comforting feeling of fall. You can make your home smell like fall with essential oils, real fruits, and whole spices instead of […]
When it comes time to buy a home, working with a real estate agent can make a huge difference. It is easy to browse the internet for your next home, but working with an agent can make a huge difference when it comes time to actually purchase a home. Buyer’s agents will assist you in […]