3 of the most popular Ohio home loans we provide here at Schmidt Mortgage Ohio are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Ohio home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
May 8, 2026If you’ve been waiting for the housing market to behave predictably, well, you might want to grab a comfortable chair. The spring of 2026 has delivered a few plot twists that even seasoned mortgage professionals didn’t see coming. Let’s break down what’s actually happening out there—and what it means for your homeownership plans. The Great […]
If you’ve been watching the housing market lately, you might feel like you’re observing a chess match where both players are still deciding whether they actually want to move their pieces. Spring 2026 has brought some interesting dynamics to the table, and whether you’re thinking about buying your first home or finally making that move […]
May 1, 2026As the weather warms up and days grow longer, grill season starts calling your name. There’s something about cooking outdoors that turns even a simple meal into an experience. Whether you’re a seasoned grill master or just getting started, preparing your home and equipment now can set you up for a summer full of great […]
April 24, 2026What to Do Now If You Want to Sell by Summer Selling your home by summer might feel far off, but in reality, the best time to start preparing is right now. A successful sale doesn’t happen overnight—it’s the result of thoughtful planning, strategic updates, and smart timing. If you want to attract serious buyers […]
20545 Center Ridge Road #250 Rocky River, OH 44116
