How Real Estate Agents Make Their Money

How Real Estate Agents Make Their Money
Posted January 25, 2023 in Real Estate

At some point in their lives, most people will have enlisted the help of a real estate agent to buy or sell their home. While hiring a real estate agent isn’t required, many people turn to an agent for help navigating the process of buying or selling their home. Due to the many steps to […]

Limit The Spread Of RSV In The Home

Limit The Spread Of RSV In The Home
Posted January 17, 2023 in Home Improvement

Cold and flu season is here, with a vengeance. Now, an unseasonably early arrival of respiratory syncytial virus (RSV) has been on the rise causing pediatrician offices, urgent care centers, emergency departments and inpatient units across the U.S. reeling from extremely high patient volumes. It is most commonly spread through close contact with sick individuals […]

Why Home Staging Is So Essential

Why Home Staging Is So Essential
Posted January 10, 2023 in Home Improvement

When you’re selling your home, you want it to look its absolute best for potential buyers. That’s where home staging comes in. Home staging brings out your home’s most impressive assets so that the maximum number of potential buyers can imagine themselves living in it. Home staging is a marketing strategy (with a dash of […]

What Is A Jumbo Loan?

What Is A Jumbo Loan?
Posted January 3, 2023 in Mortgage

Jumbo loans are quite common now. As home prices have skyrocketed, the number of borrowers who need larger loans has also increased. A jumbo loan is a mortgage that exceeds the conforming loan limit set by the federal government every year. Jumbo loans can be used for primary homes, second or vacation homes or investment […]

Home Inspection Timeline

Home Inspection Timeline
Posted December 27, 2022 in Real Estate

A home inspection is a process where a licensed home inspector inspects the property, structural components, and major systems, including the heating and cooling, plumbing, electrical, and gas. After the inspection, the inspector puts together a detailed report of their findings and provides this report to the customer. While home inspections can be requested by […]

Easy Ways To Organize Small Spaces

Easy Ways To Organize Small Spaces
Posted December 20, 2022 in Home Improvement

A tidy space can help you feel calm and relaxed, so it’s worth taking the time to keep things in order. Living in a small space can make this hard, but some organizing hacks for small spaces can make it easier. There are some tips to help you make the most of your limited space, […]

The Self-Employed Home Buyer

The Self-Employed Home Buyer
Posted December 13, 2022 in Mortgage, Real Estate

When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage lenders also consider the same things when you’re a self-employed borrower: your credit score, how much debt you have, your assets and your income. It is true that self-employed homebuyers do have to jump […]

Energy Tips To Save You Money

Energy Tips To Save You Money
Posted December 6, 2022 in Home Improvement

How we’re spending our money has changed so much over the past 12 months. Whether you have saved more or exhausted your funds, we all need a little financial inspiration to help us save where we can. Add the double-whammy of increased energy prices and the oncoming holiday season, and it’s gearing up to be […]

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Contact Valerie Stefancin

Valerie Stefancin - Mortgage Loan Officer

NMLS# 214033

(216) 570-5343

20545 Center Ridge Road #250 Rocky River, OH 44116

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