New and Time-Tested Ways to Save Money

New and Time-Tested Ways to Save Money
Posted January 26, 2024 in Mortgage

In an ever-changing economic landscape, the pursuit of financial stability remains a constant goal for individuals and families alike. While the methods of saving money have evolved over time, the essence of smart financial management remains steadfast. This blog explores a blend of new-age strategies and timeless practices that can help you build a robust […]

Transform Your Home: Updates For You or For Buyers

Transform Your Home: Updates For You or For Buyers
Posted January 19, 2024 in Home Improvement

Owning a home is not just about having a place to live; it’s an investment in your comfort and future. Whether you’re looking to create a more enjoyable living space or aiming to increase your home’s resale value, a few strategic updates can make a significant difference. Here are three updates you can consider to […]

Unplug for Savings and Peace of Mind

Unplug for Savings and Peace of Mind
Posted January 12, 2024 in Home Improvement

Unplugging devices and appliances when not in use isn’t just a small habit; it’s a savvy way to trim your energy expenses and contribute to a more sustainable environment. The potential savings from unplugging various household items can surprise you and come with added benefits beyond just reducing your yearly energy bill. What to Unplug […]


Posted January 5, 2024 in Mortgage

Five Ways To Prepare For Buying A House Preparing to buy a house involves more than just browsing listings. Here’s an in-depth guide on five crucial steps, with an emphasis on credit scores and the pre-approval process, to get you ready for this significant milestone: 1. Financial Readiness and Credit Scores Achieving financial stability and […]

The Game-Changing Impact: Mortgage Rates Fall Below 7%

The Game-Changing Impact: Mortgage Rates Fall Below 7%
Posted December 29, 2023 in Mortgage

The long-awaited news has finally arrived for both homebuyers and sellers alike—the mortgage rates have descended below the monumental 7% threshold. For many, this pivotal moment marks a significant turn in the real estate landscape, bringing forth a cascade of opportunities and advantages. Empowering Homebuyers For prospective homeowners, this plunge in mortgage rates is nothing […]

Revamp Your Home: 5 New Year’s Resolutions for Homeowners

Revamp Your Home: 5 New Year’s Resolutions for Homeowners
Posted December 22, 2023 in Home Improvement

As we approach the start of a new year, it’s the perfect time to reflect on our living spaces and set resolutions to enhance our homes. Whether you’re aiming for a major renovation or small improvements, dedicating time and effort to your home can bring about a refreshing change and a renewed sense of pride […]

Buying a House in the New Year

Buying a House in the New Year
Posted December 15, 2023 in Mortgage

As the New Year approaches, setting goals is a tradition that brings excitement and determination. If your ambition for the upcoming year is to buy a house, there are several crucial steps to take now to ensure a smooth and successful process. Clarify Your Goals and Financial Situation Start by defining your objectives clearly. Ask […]

The Ultimate Toolbox for New Homeowners

The Ultimate Toolbox for New Homeowners
Posted December 8, 2023 in Home Improvement

Congratulations on your new home! As you settle into this exciting chapter, it’s time to equip yourself with the essentials—especially with the holiday season being in full swing. While decking the halls and enjoying festive cheer, it’s smart to have the right tools handy for any unexpected fixes. The Top 10 Tools Every New Homeowner […]

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Contact Valerie Stefancin

Valerie Stefancin - Mortgage Loan Officer

NMLS# 214033

(216) 570-5343

20545 Center Ridge Road #250 Rocky River, OH 44116

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