Posted January 5, 2024 in Mortgage

Five Ways To Prepare For Buying A House Preparing to buy a house involves more than just browsing listings. Here’s an in-depth guide on five crucial steps, with an emphasis on credit scores and the pre-approval process, to get you ready for this significant milestone: 1. Financial Readiness and Credit Scores Achieving financial stability and […]

The Game-Changing Impact: Mortgage Rates Fall Below 7%

The Game-Changing Impact: Mortgage Rates Fall Below 7%
Posted December 29, 2023 in Mortgage

The long-awaited news has finally arrived for both homebuyers and sellers alike—the mortgage rates have descended below the monumental 7% threshold. For many, this pivotal moment marks a significant turn in the real estate landscape, bringing forth a cascade of opportunities and advantages. Empowering Homebuyers For prospective homeowners, this plunge in mortgage rates is nothing […]

Revamp Your Home: 5 New Year’s Resolutions for Homeowners

Revamp Your Home: 5 New Year’s Resolutions for Homeowners
Posted December 22, 2023 in Home Improvement

As we approach the start of a new year, it’s the perfect time to reflect on our living spaces and set resolutions to enhance our homes. Whether you’re aiming for a major renovation or small improvements, dedicating time and effort to your home can bring about a refreshing change and a renewed sense of pride […]

Buying a House in the New Year

Buying a House in the New Year
Posted December 15, 2023 in Mortgage

As the New Year approaches, setting goals is a tradition that brings excitement and determination. If your ambition for the upcoming year is to buy a house, there are several crucial steps to take now to ensure a smooth and successful process. Clarify Your Goals and Financial Situation Start by defining your objectives clearly. Ask […]

The Ultimate Toolbox for New Homeowners

The Ultimate Toolbox for New Homeowners
Posted December 8, 2023 in Home Improvement

Congratulations on your new home! As you settle into this exciting chapter, it’s time to equip yourself with the essentials—especially with the holiday season being in full swing. While decking the halls and enjoying festive cheer, it’s smart to have the right tools handy for any unexpected fixes. The Top 10 Tools Every New Homeowner […]

Safe Winter Storage Tips

Safe Winter Storage Tips
Posted December 1, 2023 in Home Improvement

As the cold winter months approach, homeowners gear up for the challenges that come with plummeting temperatures. Besides winterizing their homes and vehicles, it’s crucial to consider the safe storage of items like gasoline and other potentially hazardous materials. Proper storage not only ensures safety but also preserves the quality and usability of these substances. […]

7 Proven Tips to Boost Curb Appeal

7 Proven Tips to Boost Curb Appeal
Posted November 24, 2023 in Home Improvement

When it comes to making a lasting impression, your home’s exterior is the key. A well-maintained and visually appealing facade not only welcomes you back every day but also catches the eye of visitors and potential buyers. Here are seven tried-and-true tips to spruce up your home’s curb appeal: Let’s Elevate Your Home’s Charm 1. […]

Get Your House Guest-Ready in Under an Hour

Get Your House Guest-Ready in Under an Hour
Posted November 17, 2023 in Home Improvement

The holiday season is upon us, and that means gatherings, laughter, and the joy of hosting friends and family. Sometimes, those moments happen spontaneously. Whether it’s a planned gathering or an unexpected visit, getting your house guest-ready in under an hour can feel daunting. Fear not! With a strategic approach and a dash of creativity, […]

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Contact Valerie Stefancin

Valerie Stefancin - Mortgage Loan Officer

NMLS# 214033

(216) 570-5343

20545 Center Ridge Road #250 Rocky River, OH 44116

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